Structured Finance

When it comes to valuing fixed-income assets, including mortgage loans and asset-backed securities and derivatives, it’s critical to understand how each loan portfolio or security is distinctly different. That’s why it’s critical to work with professionals who have the industry experience, product knowledge, and technical expertise to understand these nuances and deliver accurately.

Zyxxyxx’s Structured Finance team has the deep industry experience in residential, consumer, and commercial lending, and securitization, as well as financial technology and structured credit investments, to deliver independent third-party valuations for periodic NAV calculations, transaction opinions, and regulatory disclosures. In addition, we provide relevant advisory services such as capital markets advisory; platform and transaction due diligence; evaluation of asset bids; asset management operations assessment; and accounting, valuation, and regulatory review. Our services cover the entire lending cycle from origination to disposition.

Specifically, our team has experience working as traders, investment managers, and in operations management at large alternative asset management firms. Our experience as industry practitioners and advisors enables us to bring a unique perspective to the market that helps our clients make well-supported decisions. 

Our coverage spans all segments of the market and includes:

  • Whole loans: residential mortgages, unsecured consumer loans, commercial real estate loans, merchant cash advances, and specialty finance loans
  • Securitizations:
    • Agency Mortgage-Backed Securities (MBS): Spec pools, IOs, CRT
    • Non-Agency Residential Mortgage-Backed Securities (RMBS): Non-QM, NPL/RPL, HELOC, SFR, Timeshares, Reverse Mortgages
    • Asset-Backed Securities (ABS): Aircraft, Containers, Solar, CMBS, CDO, CLO, Franchise/Whole Business, Trade Finance
  • Credit facilities, warehouse lines, private securitizations, bespoke structures
  • Servicing rights

Who We Serve

We offer our expertise and structured finance solutions most often to the following groups:

  • Large alternative asset managers
  • Institutional structured product investors
  • Structured credit funds
  • Residential mortgage loan originators and services
  • Consumer loan originators & servicers
  • Specialty finance firms
  • Financial technology companies
  • Government sponsored entities
  • Financial industry regulators

“The ones who are crazy enough to think they can change the world, are the ones that ultimately do.”

Zyxxyxx Corp, Ltd.